Are you using a US bank account to send or receive domestic or international wire transfers? Don’t know what your ABA routing number is? Always use the right routing number to avoid delayed transfers, and payment cancelations.
Find a Routing Number
Search for a bank name or enter a routing number to check it is valid.
What is a routing number?
In the US, banks and other financial institutions use routing numbers to identify themselves. They're made up of 9-digits, and depending on the purpose they serve, name differently:
- Routing transit numbers
- Check routing numbers
- Fedwire numbers
- ABA routing numbers
Bank routing numbers are used to process check and electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments.
The Federal Reserve Banks use routing transit numbers to process Fedwire funds transfers. The Automated Clearing House (ACH) network needs them to facilitate electronic transfers – like salary, and pension payments.
Where is a routing number on a check?
Your bank routing number can be found at the bottom left corner of a check. Here’s how to find your routing number and account number on any check issued by your bank.
Send money now 🚀
There's a cheaper way to send money abroad.
Sending domestic payments with your bank can be easy enough. But international transfers are a different story. Thanks to high SWIFT and cross-border fees, they can be very expensive and time-consuming.
To get the best deal, it pays to look for specialist services. Many of which take a new approach, and skip the usual costs of sending money around the world.
Send money internationally with Wise for fast, secure transfers.
How to find your routing number online
Here are some of the ways to find your number online:
- On this website – We've listed routing numbers for some of the biggest banks in the US.
- Online banking – You’ll be able to get your bank's routing number by logging into online banking.
- Check or statement – bank-issued check or bank statement.
- Fedwire – You can look up your routing number on the official website of the Federal Reserve.
To make sure the bank can process your payment securely and quickly, you should always check routing numbers – including numbers on this page – with your bank or your recipient.
Find routing number for your bank
Bank
- Wells Fargo
- USAA Federal Savings Bank
- US Bank
- University of Wisconsin Credit Union
- United Nations Federal Credit Union
- UMB Bank
- Truist Bank
- TD Bank
- State Department Federal Credit Union
- Regions Bank
- PNC Bank
- Navy Federal Credit Union
- MUFG Union Bank
- Morgan Stanley Private Bank
- Metropolitan Commercial Bank
- Lake Michigan Credit Union
- JP Morgan Chase
- Indiana University Credit Union
- Huntington National Bank
- HSBC Bank USA
- Hanco*ck Whitney Bank
- Goldman Sachs Bank USA
- First Security State Bank
- First Republic Bank
- First Hawaiian Bank
- First Citizens Bank and Trust Company
- First Century Bank
- Fifth Third Bank
- Evolve Bank and Trust
- East West Bank
- Discover Bank
- Community Federal Savings Bank
- Citizens Bank National Association
- Citibank
- Choice Financial Group
- Charles Schwab Bank
- Central Pacific Bank
- Capital One
- Boeing Employees Credit Union
- BMO Harris Bank
- Bankcorp Bank
- Bank of Hawaii
- Bank of America
- Bank Fund Staff Federal Credit Union
- American Express National Bank
- Ally Bank
- SunTrust
- KeyBank
- First National Bank
- Comerica Bank
- PayPal Inc
- International Bank of Commerce (IBC)
- Green Dot Bank
- Municipal Credit Union (MCU)
- Santander Bank
- Banco Popular
- E-Trade
- First Bank
- Bank of the West
- Union Bank
- City National Bank
- State Employees Credit Union
- GECU
- Arvest Bank
- BancorpSouth Bank
- Golden 1 Credit Union
- Peoples Bank
- Liberty Bank
- VyStar Credit Union
- Security Service Federal Credit Union
- Teachers Federal Credit Union
- United Bank
- RBFCU
- Mountain America Credit Union
- Umpqua Bank
- America First Credit Union
- NBT Bank
- Guaranty Bank
- Utah Community Credit Union
- Zions Bancorporation
- Bank of Oklahoma
- OnPoint Community Credit Union
- Commerce Bank
- Metro Credit Union
- Indiana Members Credit Union
- University Federal Credit Union
- Eastern Bank
- Philadelphia Federal Credit Union
- SchoolsFirst
- Educational Employees Credit Union
- Nevada State Bank
- EFCU Financial Credit Union
- Members 1st Federal Credit Union
- Huntington National Bank
- Grow Financial
- Patelco Credit Union
- DFCU Financial
- Chemical Bank
- Alliant Credit Union
- Northwest Bank
- WECU
- New England Federal Credit Union
- ESL Federal Credit Union
- Pentagon Federal Credit Union
- Bangor Savings Bank
- Renesant Bank
- San Diego County Credit Union
- Credit Union 1
- Wise
Which routing number should you use?
Banks use different routing numbers for different types of transactions. For this reason, the routing number printed on your checks might not be the same number you need for an ACH transfer, or direct debit.
If you’re not sure which routing number you’ll need for a particular transfer type, you should check with your bank beforehand. Careful. Using the wrong number can lead to delays in processing the transfer.
Routing Number vs Account number
Bank account numbers and routing numbers are used in conjunction, but are different. The former identifies a bank or a financial institution, whereas the latter - an account number, is a unique number between eight and 12 digits representing any account you hold at your bank.
Routing numbers, on the other hand are used to identify banks when processing domestic check, and electronic payments or wire transfers in the United States.
What are routing numbers used for?
Banks use bank transit numbers for all sorts of financial transactions. You might need one if you want to do any of the following:
- Set up a direct deposit, or pay bills automatically from your US bank account
- Have payments like a salary or pension deposited into your account
- Pay in a check
- Make a wire transfer or ACH payment to someone in the US
Routing numbers, SWIFT codes, BIC and IBANs – what’s the difference?
You’ll need a few details to send or receive a wire transfer – either here in the US or internationally.
Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.
SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes (Bank Identification Codes)
IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.
Find Swift Codes
Routing Numbers FAQS
Bank transit number is just another name for a routing number. Your bank transit number is the nine digit code that your bank or a financial institution is using for identification when clearing paper checks, or electronic transfers in the United States. Read more about what is routing number.
Similarly to ABA routing number, ACH routing number, is a nine digit code that a financial institution or a bank is using to clear electronic transfers (that are processed by the Automated Clearing House). All ACH routing numbers are ABA routing numbers, but not all ABA routing numbers are ACH routing numbers.
For some institutions ABA and ACH numbers are one and the same, but not for all. It varies from bank to bank, that’s why it is important to check whether this is the case. ABA should be listed as “check routing numbers” and ACH as “electronic” or “direct deposit” numbers on your official bank’s websites.
The error means that the account or routing number provided at the time of payment submission was incorrect, and the payment was not processed. To eliminate the error, please make sure you are using a valid routing number (your check routing number might be different from ACH number). You can check our list of US bank routing numbers.
It's time to leave your bank behind
Save money with Wise
